*This promotional offer applies to select homes purchased through Wright Homes and financed through Security National Mortgage Co. It includes a 4.99% conventional 7/6 ARM (5.629% APR) with a 3-2-1 temporary rate buydown, making the year 1 rate 1.99% on select homes. APR example is based on 20% down, a 780 credit score. Buyer will pay a base 1% discount fee if credit is 780 and down payment is 5%. No mortgage insurance is required with 20% or more down. Terms and conditions apply. This is not a commitment to lend. Offer has no cash value and is subject to change without notice. This offer replaces the Wright Homes current preferred lender incentive. Buyers may qualify with a credit score below 780, contact a loan officer for details. Loan scenarios are for illustrative purposes only as of 8/24/2026 and may change due to market conditions. Payment shown includes principal and interest only. Taxes, insurance, HOA dues, and, if applicable, mortgage insurance are not included and will increase the total monthly payment. Actual pricing may vary based on credit profile, loan amount, down payment, and property type. Please contact a Wright Homes sales representative for full details. Security National Mortgage Company, Equal Housing Lender. NMLS ID #3116. Applies to homes under contract on or before September 30, 2026 and close on or before October 31, 2026.